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Financial wellness tool

Retirement calculator

Estimate your retirement number, the gap against your current trajectory, and the monthly contribution needed to close it.

$1,500,000
Your retirement number
$1,135,191
Gap vs current trajectory
$1,638
Required monthly contribution
25
Years to retirement
$1,500,000
FIRE number at 4%
$1,216
Monthly income from current savings

Save your results

Create an account after purchasing a guide to save scenarios, revisit progress, and unlock enhanced tool modes.

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How to use the retirement calculator

Enter your age, target retirement age, desired annual income, current savings, and expected return. The calculator estimates a FIRE-style retirement number using a 4% withdrawal assumption and compares it with your projected savings trajectory.

The monthly contribution estimate is a pure maths output. It does not reference any country-specific accounts, public pension systems, tax rules, or benefits. That keeps the tool useful across the US, EU, and other markets.